Insurance For What!? The Oddest Things Ever Covered

By some point in every person's life, insurance turns into a necessity. Whether coverage is needed by law, like an auto policy, or by prudence, it is just an online certainty that you will need to hedge against loss. The run of the mill policies (life, home, auto) are understandable. If you lose your home in a ton, you are going to be glad you had coverage. But then there are others that make you scratch your mind. The fact of the matter is, if if you're willing to pay the premiums, no matter how strange or even impossible the scenario, someone covers it. Here are some examples of the unusual, outlandish, and otherworldly things people have insured.

Noncitizen Abduction

Yes, this is present. And it's not merely an one -off occurrence; there are companies in parts of the Southwest that make their income almost specifically off of covering people in the event that they are taken into a spaceship by extraterrestrials. In most cases, it operates as a special form of a life insurance policy. If perhaps someone is abducted by aliens and never seen again, the family they leave behind will be compensated, assuming they can prove the abduction occurred. Other companies give you a more specialized version with this to cover survivors of space-napping for their psychological and medical costs. Again, it seems that it could be very difficult to prove the particulars and gather on a single of these policies. Not any evidence exists that anyone has collected but (much like the truth) the policies are out there.

Tongue

People have purchased coverage for a lot of manner of valuable body parts through the years. Betty Grable, a popular film actress and pin-up girl in the nineteen forties, took out a plan on her legs for a cool million dollars. Jennifer Lopez is rumored to have her famous posterior covered for 10 times that much, should disaster befall her. Nevertheless the oddest body part is the infamous tongue of legendary Kiss frontman, Gene Simmons. After gossip had surfaced that this individual had surgery on it, Simmons got a plan to ensure that he was compensated in case some over-zealous fan bit it off. A tale that is hard to swallow, but true.

Lottery Winners

This kind of policy might even be less likely to spend than alien abduction insurance. In the United Empire, an employer can purchase a plan to cover the incidentals arising out of two employees quitting because they won the lotto. It needs to be at least two people, plus they aren't be sharing a solitary ticket. The odds of a single employee being successful the lotto are sleek; the chance that two winning tickets will be purchased by people doing work for any single company is nearly none. One magic if the Camelot Group, the organization that works the united kingdom lottery, has purchased this insurance policy. In the event that two of their employees won, that would certainly raise some eyebrows!